A brighter future starts with the choices you make today

+234 8140662525   23 Alh Bakare Street, Ojodu Berger, Lagos

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Cooperative Micro Loans Mortgage Escrow Gigafund

Pinnacle Financial Services

Innovative, ethical, and customer-focused financial solutions — empowering individuals, SMEs, and communities across Nigeria.

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Overview

Who We Are

A Nigerian-based financial services and investment company committed to delivering accessible, reliable solutions tailored to emerging markets. Learn more about us →

Products

Our Financial Products

Comprehensive solutions designed to help you grow, protect, and maximise your wealth.

Pinnacle Cooperative (Pinnacoop)

Join Pinnacoop and unlock monthly residual income, target savings, and member-only discounts across the Pinnacle ecosystem.

  • Up to 24% P.A. interest on savings
  • Non-collateral loans between ₦50,000 and ₦1,000,000
  • Loan interest from 3–7% per month
  • 2–25% discount on real estate products
  • Rent-to-own housing (mortgage) scheme
  • Skill development, training & project financing
  • Discounts on Nova e-commerce products
People. Opportunities. Possibilities.

Micro Loan & Credit Solutions

Structured micro-loans tailored to cash-flow realities, giving individuals and small businesses quick access to capital.

  • Short and medium-term loans
  • Loan range tailored to client capacity
  • Weekly and monthly repayment options
  • Financial literacy and repayment support

Mortgage Solutions

Helping you own your dream home with structured, affordable mortgage plans suited to your income and lifestyle.

  • Competitive interest rates
  • Long-term repayment plans
  • Expert mortgage advisory

Pinnacle Escrow Services

A secure online payment platform ensuring trust between buyers and sellers — protecting every transaction.

  • Funds held securely until conditions met
  • Protection for buyers and sellers
  • Ideal for high-value transactions

Pinnacle Gigafund

Specialised investment loans for cocoa wealth farmland acquisition with structured repayment systems.

  • Farm acquisition financing
  • Structured repayment schedule
  • Long-term wealth building

Bill Payments

Pay everyday bills in seconds, straight from your Pinnacle account — no queues, no stress.

  • Airtime top-up on all networks
  • Mobile data bundles
  • Electricity — prepaid tokens & postpaid bills
  • Cable TV — DStv, GOtv, StarTimes & more
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Ready to take control of your financial future?

Speak to one of our financial advisers today and discover the right product for your goals.

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